Terms & Conditions

1. Acceptance of Terms

By accessing or using Design Refine Pro services, you agree to be bound by these terms and conditions. If you do not agree, please discontinue use immediately.

2. Service Description

Design Refine Pro provides financial advisory, wealth management, lending, insurance, and related services. All services are subject to applicable laws and regulations.

3. Account Responsibilities

You are responsible for maintaining the confidentiality of your account credentials and for all activities conducted under your account.

4. Investment Risks

All investments carry inherent risks including potential loss of principal. Past performance does not guarantee future results.

5. Fees & Charges

Applicable fees are disclosed in your service agreement and fee schedule. We reserve the right to modify fee structures with advance written notice.

6. Intellectual Property

All content, trademarks, logos, and proprietary materials on this website are owned by Design Refine Pro and protected by intellectual property laws.

7. Limitation of Liability

Design Refine Pro shall not be liable for indirect, incidental, consequential, or punitive damages arising from service use.

8. Dispute Resolution

Any disputes shall be resolved through binding arbitration in accordance with FINRA rules.

9. Regulatory Compliance

Design Refine Pro complies with all applicable federal and state financial regulations.

10. Modifications

We reserve the right to modify these terms at any time. Material changes will be communicated via email or website notice.